Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines. Generally has a higher loan limit than FHA and VA.
Allows borrowers with less-than-perfect credit to qualify for competitive interest rates to consolidate debt and lower payments or make home improvements.
Allows borrowers to retain ownership of their property and receive a monthly check representing a portion of the equity in the property.