Loan Programs

SAI Mortgage, Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:


  • Conforming Loans
  • Imperfect Credit Loans
  • Reverse Annuity Mortgage

Conforming Loans

Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines. Generally has a higher loan limit than FHA and VA.
Term: 30 years

Imperfect Credit Loans

Allows borrowers with less-than-perfect credit to qualify for competitive interest rates to consolidate debt and lower payments or make home improvements.
Term : 30 years

Reverse Annuity Mortgage

Allows borrowers to retain ownership of their property and receive a monthly check representing a portion of the equity in the property. No money is due until the property is sold, the owner dies, or an agreed upon date is reached.
Term: 30 years
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $359,650) are calculated based on a loan amount of $333,700 with closing costs of $6,674. Jumbo Loans (whose maximum loan amount exceeds $359,650) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.

Equal Housing Opportunity
css-validator css-validator

2005. SAI Mortgage, Inc. All rights NMLS ID: 179997, www.nmlsconsumeraccess.org                                  Powered by:Infospace technologies (I) Pvt Ltd.

Licensed by the Virginia State Corporation Commission as MC-2477