Sai Mortgage, Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide
Unless otherwise indicated, these APR calculations are based on the following
Conforming loans (whose maximum loan amount is below $359,650) are calculated based on a loan amount of $333,700 with closing costs of $6,674. Jumbo Loans (whose maximum loan amount exceeds $359,650) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
Conforming Loans
Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines. Generally has a higher loan limit than FHA and VA.
Term: 30 years
Imperfect Credit Loans
Allows borrowers with less-than-perfect credit to qualify for competitive interest rates to consolidate debt and lower payments or make home improvements.
Term: 30 years
Reverse Annuity Mortgage
Allows borrowers to retain ownership of their property and receive a monthly check representing a portion of the equity in the property. No money is due until the property is sold, the owner dies, or an agreed upon date is reached.
Term: 30 years