Hyattsville, Maryland
Mortgage Lender in Hyattsville, MD
- DSCR investor loans
- Up to $50,000 county help
- Hablamos español
Hyattsville sits just over the DC line, near the University of Maryland and three Metro stations, with strong rents and large Latino neighborhoods. SAI Mortgage is a Maryland-licensed mortgage lender in Hyattsville MD for investors who qualify on rent and families buying their first home.
Office
8000 Towers Crescent Dr, Suite 210
Vienna, VA 22182
Phone
(703) 752-1805- HoursMon to Fri, 9 AM to 6 PM
- WeekendsClosed
- Languages8, including Spanish
- NMLS179997
Where we lend
Hyattsville, from the Arts District and University Hills to West Hyattsville, Chillum and Langley Park, ZIP codes 20781 to 20784
Open in Google Maps- $409KTypical Hyattsville home
- $2,080Average monthly rent
- 6.1%Annual rent to value
- $50,000Max county buyer help
Zillow Home Value Index and Observed Rent Index through 30 June 2026. Rent-to-value is calculated. Prince George's County Pathway to Purchase, 2026.
Loan programs
Loans that fit how Hyattsville buys
Investors and first-time buyers often bid on the same rowhouse. A mortgage lender in Hyattsville MD should know which loan wins for each.
DSCR rental loans
A DSCR loan Hyattsville investors use qualifies on the rent, not your tax return.
About DSCR loansFHA loans
3.5 percent down with flexible credit, and it pairs with Pathway to Purchase.
About FHA loansITIN loans
An ITIN mortgage Maryland buyers use works without a Social Security number. We explain every step in Spanish.
About ITIN mortgagesFirst-time buyer loans
Pathway to Purchase and Maryland programs can cover much of the down payment for eligible buyers.
About first-time buyer loansRenovation loans
Older bungalows and rowhouses can be bought and updated with one loan.
About renovation loansRefinance and cash-out
Pull equity from one rental to buy the next.
About refinancingWhy us
Clean math for investors, real help for buyers
A bank checks one rulebook. As an independent mortgage lender in Hyattsville MD, we send your file to DSCR, FHA, ITIN and Maryland program lenders and bring every offer back in writing.
DSCR math before you offer
We run rent, taxes, insurance and dues against lender ratios so you know if the deal works.
County help, checked first
Pathway to Purchase offers eligible first-time buyers up to $50,000. We check limits before you shop.
Spanish from first call to closing
The loan officer who speaks with you in Spanish stays on your file the whole way.
No credit check to start
We ask how you earn first. We pull credit only when you choose to move forward.
The Hyattsville market
Softer prices, steady rents
Zillow placed the typical Hyattsville home near $408,502 in June 2026, down 3.1 percent in a year, with homes going pending in about 20 days. Average rent was about $2,080 a month, or roughly 6.1 percent of the typical value each year.
Prices vary by ZIP code, from about $356,000 in 20784 to $565,000 in 20781. A mortgage lender in Hyattsville MD should run investor and owner-occupant numbers side by side.
Down payment on a $408,502 home
Before county help and closing costs
- FHA, 3.5%$14,298
- Conventional, first-time buyer, 3%$12,255
- DSCR investor, 20%$81,700
- DSCR investor, 25%$102,126
Who we help
Which one sounds like you?
Most calls about Hyattsville home loans start with one of these four.
"I own two rentals in DC and want one near the Metro here."
DSCR loans qualify on the rent. We run the numbers before you offer.
DSCR loans"Rentamos en Langley Park y queremos comprar."
FHA plus Pathway to Purchase can lower what you bring. Call and ask for Spanish.
Maryland Mortgage Program"No tengo Seguro Social, pero tengo ITIN."
ITIN loans can work with your tax returns and work history.
ITIN mortgages"The bungalow needs a new roof and kitchen."
A renovation loan covers the purchase and the work in one mortgage.
Renovation loansWhere we lend
Hyattsville neighborhoods we finance
Our Hyattsville files run from bungalows near the Arts District to townhouses in Chillum. Searching for a mortgage lender near me in 20781 to 20784? Our mortgage lender in Hyattsville MD team works by phone and secure upload.
- Hyattsville Arts District
- University Hills
- West Hyattsville
- Chillum
- Langley Park
- Adelphi
- Queens Chapel
- Avondale
- Prince George's Plaza area
Looking toward Fort Meade? See our Laurel mortgage lender page.
Meeting in person
Hyattsville to our Vienna office
Most Maryland files close by phone and secure upload. If you want to sit down with a mortgage lender in Hyattsville MD, we are around the Beltway. Times below are estimates outside rush hour.
- From the Arts DistrictI-495 west across the Legion BridgeAbout 35 min
- From UMD College ParkUS-1 to I-495 westAbout 35 min
- From Langley ParkI-495 west to TysonsAbout 35 min
- From ChillumI-495 west to TysonsAbout 35 min
Other locations
More of Prince George's County
The same team and lenders cover every town in the county. Start with our Prince George's County mortgage broker page for county-wide limits, tax rates and market data.
Before you apply
Worth a read first
What investors and first-time buyers read before choosing a lender.
Find out what you qualify for
Run the numbers before you offer
Tell us whether you are buying to live in or to rent out, and how you get paid. We will send your options, free and in writing. Llame y pida español.
Call (703) 752-1805 to reach a mortgage lender in Hyattsville MD directly, Monday to Friday, 9 AM to 6 PM. Already have paperwork? Upload your documents securely.
SAI Mortgage, Inc. NMLS 179997. Licensed in Virginia, Maryland and the District of Columbia. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property review and program guidelines. Loan limits, tax rates and market figures are for 2026 and may change.
FAQ
Hyattsville buyers ask us
How does a DSCR loan work in Hyattsville?
The lender compares the expected rent to the monthly payment, taxes, insurance and dues. If rent covers them, you can qualify without personal income. A mortgage lender in Hyattsville MD like SAI runs this before you offer.
Can I use Pathway to Purchase in Hyattsville?
Yes, if you are an eligible first-time buyer who will live in the home. It offers up to $50,000, forgiven after 10 years. Investors cannot use it.
Can I buy with an ITIN?
Yes. ITIN loans work without a Social Security number, usually with a larger down payment.
Does the City of Hyattsville add a property tax?
Yes. Homes inside city limits pay a city rate on top of county and state taxes. Many Hyattsville mailing addresses sit outside the city.
What is the 2026 loan limit in Hyattsville?
The 2026 one-unit limit is $1,249,125 for conforming and FHA loans.
¿Hablan español?
Sí. Our team works in eight languages, including Spanish. The person who speaks with you handles your loan to closing.