Mortgage Lender in Tysons, VA | SAI Mortgage

Tysons, Virginia

Mortgage Lender in Tysons, VA

  • Our office is in Tysons
  • Non-warrantable condos
  • Farsi and Arabic spoken

Tysons is mostly renters, and many of them are ready to buy the tower they already live in. SAI Mortgage is a mortgage lender in Tysons VA with our office at Towers Crescent, beside the Tysons Metro, and lenders that finance condos others turn down.

SAI Mortgage, Inc.

Licensed VA, MD & DC

Vienna, VA office

Office

8000 Towers Crescent Dr, Suite 210
Vienna, VA 22182

  • HoursMon to Fri, 9 AM to 6 PM
  • WeekendsClosed
  • Languages8, including Farsi and Arabic
  • NMLS179997

Where we lend

Tysons, from The Boro and Spring Hill to Scotts Run and Tysons Galleria, with McLean 22102 and Vienna 22182 addresses

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  • $640,500Median home value
  • 66%Of Tysons homes are rented
  • $1,249,1252026 county loan limit
  • $1.12Tax rate per $100

U.S. Census Bureau American Community Survey estimates for the Tysons CDP. FHFA and HUD 2026 one-unit limit. Fairfax County FY2027 adopted rate.

Loan programs

Loans that fit how Tysons buys

In a high-rise, the building gets underwritten along with you. A mortgage lender in Tysons VA has to know which towers are approved before you tour.

01

Condo mortgages

A Tysons condo loan starts with the building's approval status, its budget and its dues. We check all three first.

About condo mortgages
02

Portfolio and non-warrantable

If a tower fails agency rules, a non-warrantable condo loan from a portfolio lender can still close.

See all loan programs
03

First-time buyer loans

Tired of renting in the same building? Low down payment options can work if the building qualifies.

About first-time buyer loans
04

Jumbo loans

Penthouses and townhouses near Tysons Galleria can pass $1,249,125.

About jumbo loans
05

Foreign national loans

Relocating from abroad for a Tysons job? We work with lenders that accept foreign income and assets.

About foreign national loans
06

DSCR rental loans

Buying a unit near the Silver Line to rent? DSCR loans qualify on the rent.

About DSCR loans

Why us

We underwrite the building before you fall for the view

A bank has one condo policy. As an independent mortgage lender in Tysons VA, we send your file to agency, portfolio and non-warrantable lenders and show every option in writing.

01

Building check on day one

We pull the condo questionnaire early. Litigation, low reserves or heavy investor ownership can change the loan.

02

Dues counted honestly

Tysons condo fees can run $600 or more a month. We show you what they do to your buying power.

03

Relocation timelines

Corporate moves come with start dates. We work to your offer letter and relocation package.

04

A short walk from the Metro

We are at Towers Crescent, next to the Tysons Silver Line station. Walk over at lunch.

See if you qualify

The Tysons market

A renters' market turning into buyers

Census estimates put Tysons at about 28,000 residents, with roughly two in three homes rented. The median owner-occupied home value is about $640,500, mostly condos and newer townhouses.

Condo dues here are real money. Listings on Old Meadow Road this month show HOA fees of $628 and $710 a month. A mortgage lender in Tysons VA should build those dues into your approval, not surprise you with them later.

Get preapproved

Down payment on a $640,500 condo

Depends on the building's approval

  • Conventional, first-time buyer, 3%$19,215
  • FHA, 3.5%, approved building$22,418
  • Non-warrantable, 10%$64,050
  • Non-warrantable, 25%$160,125
For illustration only, not a loan offer or commitment to lend. Figures apply each percentage to the Census median home value for the Tysons CDP, rounded to the dollar. 3% and FHA options require an eligible, approved building. Non-warrantable minimums typically run 10% to 25% and vary by lender. Closing costs and condo dues are extra.

Who we help

Which one sounds like you?

Most calls about Tysons home loans start with one of these four.

01

"I rent in The Boro and want to buy a unit in my building."

We check the building first. If it qualifies, your rent history helps.

Condo mortgages
02

"The lender said my building is non-warrantable."

That usually means a different lender, not no loan. Portfolio programs can step in.

Loan programs
03

"My company moved me from Dubai and my US credit is thin."

Foreign income and assets can count with the right lender. We explain it in Arabic, Farsi or English.

Foreign national loans
04

"I want a unit near the Metro to rent out."

DSCR loans qualify on the rent the unit earns.

DSCR loans

Where we lend

Tysons neighborhoods we finance

Our Tysons files run from studios at Scotts Run to townhouses near Tysons Green. Searching for a mortgage lender near me in 22102 or 22182? Your mortgage lender in Tysons VA is already on your block.

  • The Boro
  • Tysons Central
  • Scotts Run
  • Spring Hill
  • Greensboro
  • Old Meadow
  • The Rotonda
  • Park Crest
  • Tysons Green
  • Westpark
  • Tysons Galleria area

Want a house instead of a tower? See our Vienna mortgage lender page.

Meeting in person

Around Tysons to our office

Our office sits at 8000 Towers Crescent Drive, next to the Tysons Silver Line station. Meeting a mortgage lender in Tysons VA here takes minutes. Times below are estimates.

  • From The BoroSilver Line, Greensboro to Tysons
    About 5 min
  • From Tysons GalleriaTysons Boulevard to Towers Crescent
    About 5 min
  • From Spring HillSilver Line east to Tysons station
    About 8 min
  • From Scotts RunJones Branch Drive to VA-123
    About 8 min

Get directions to our office

Other locations

More of Fairfax County

The same team and lenders cover every town in the county. Start with our Fairfax County mortgage broker page for county-wide limits, tax rates and market data.

All Virginia, Maryland and DC locations

Find out what you qualify for

Send us the building before you send the offer

Tell us which tower you like and how you get paid. We will check the building and send what you qualify for, free and in writing.

Call (703) 752-1805 to reach a mortgage lender in Tysons VA directly, Monday to Friday, 9 AM to 6 PM. Already have paperwork? Upload your documents securely.

FAQ

Tysons buyers ask us

What is a non-warrantable condo?

A condo building that does not meet Fannie Mae or Freddie Mac rules, often because of litigation, low reserves, commercial space or investor ownership. A mortgage lender in Tysons VA like SAI can place it with a portfolio lender.

How much do I need down on a non-warrantable condo?

Commonly 10 to 25 percent, depending on the lender, the building and your credit.

Do condo fees affect how much I can borrow?

Yes. Lenders add the monthly HOA fee to your housing payment, so higher dues lower your maximum loan.

Is Tysons its own town?

No. Tysons is unincorporated Fairfax County. Addresses use McLean or Vienna, but owners pay the county rate of $1.12 per $100 for FY2027, plus any district levy on the assessment notice.

Do you speak Farsi or Arabic?

Yes. Our team works in eight languages, including Farsi and Arabic. The person who speaks with you handles your loan to closing.

Where is your office?

8000 Towers Crescent Drive, Suite 210, next to the Tysons Silver Line station. We are open Monday to Friday, 9 AM to 6 PM.