City of Alexandria, Virginia
Mortgage Broker in Alexandria, VA
- $0 down VA near the Pentagon
- Farsi, Arabic, Spanish
- Condo approvals checked
Alexandria runs from Old Town rowhouses to West End high-rises, and its buyers range from Pentagon officers to Afghan, Ethiopian and Hispanic families buying their first home. SAI Mortgage is an independent mortgage broker in Alexandria VA that works in eight languages.
Office
8000 Towers Crescent Dr, Suite 210
Vienna, VA 22182
Phone
(703) 752-1805- HoursMon to Fri, 9 AM to 6 PM
- WeekendsClosed
- Languages8, including Farsi and Arabic
- NMLS179997
Where we lend
The City of Alexandria, from Old Town and Del Ray to Potomac Yard, Eisenhower and the West End
Open in Google Maps- $853KAverage sale, first half 2026
- +6.2%More sales than last year
- $1.135City tax rate per $100
- $1,249,1252026 loan limit
MarketStats by ShowingTime, January to June 2026, via ALXnow. City of Alexandria FY2027 adopted rate. FHFA 2026 one-unit limit.
Where we lend
Alexandria neighborhoods we finance
Our mortgage broker in Alexandria VA team works across the whole city, by phone and secure upload, from historic rowhouses to condos near the Metro.
- Old Town
- Del Ray
- Rosemont
- Potomac Yard
- Braddock Road
- Carlyle
- Eisenhower East
- Seminary Hill
- Taylor Run
- Fairlington
- Parkfairfax
- Landmark
- West End
- Beverley Hills
Loan programs
Loans that fit how Alexandria buys
PCS orders, condo towers and older rowhouses each need a different plan. Alexandria home loans have to cover all of them.
VA loans
A VA loan Alexandria service members use needs $0 down with full entitlement, minutes from the Pentagon and Fort Belvoir.
About VA loansCondo mortgages
A condo loan Alexandria buyers need starts with the building. We check approval, reserves and dues first.
About condo mortgagesFirst-time buyer loans
Low down payment options plus Virginia programs that can stack on top.
About first-time buyer loansFHA loans
3.5 percent down with flexible credit, if the building is FHA approved.
About FHA loansRenovation loans
Historic homes in Old Town and Rosemont often need work. Buy and update with one loan.
About renovation loansJumbo loans
Old Town and Potomac Yard homes can pass $1,249,125. We compare jumbo options.
About jumbo loansWhy us
PCS dates, buildings and languages, handled
A bank has one VA desk and one condo policy. As a mortgage broker in Alexandria VA, we send your file to many lenders and bring every offer back in writing.
Closings timed to your orders
Pentagon and Belvoir report dates do not move. We schedule around them and count BAH the way lenders allow.
Farsi, Arabic and Spanish
The loan officer who speaks with you in your language stays on your file to closing.
SIV families welcome
Special Immigrant Visa holders are permanent residents and can use FHA or conventional loans.
No credit check to start
We ask how you earn first. We pull credit only when you choose to move forward.
The Alexandria market
More sales, higher averages
The City of Alexandria recorded 1,063 sales in the first half of 2026, up 6.2 percent, at an average of $853,247 and $513 per square foot, second highest in the region behind Falls Church.
Neighborhoods vary widely, from Fairlington near $437,521 to Potomac Yard near $1,067,454. A mortgage broker in Alexandria VA should match the loan to the neighborhood and the building, not the city average.
Typical value by Alexandria neighborhood
Zillow Home Value Index, June 2026
- Fairlington-Bradlee$437,521
- Eisenhower East$627,026
- Braddock Road Metro$776,781
- Potomac West (Del Ray)$887,954
- Taylor Run$965,090
- Potomac Yard$1,067,454
Taxes and closing costs
What Alexandria owners pay
Alexandria is an independent city with its own rates and fees.
City real estate rate
Per $100 of assessed value for FY2027, unchanged from last year.
Stormwater fee
The annual stormwater utility fee rose from $340.30 this year.
Disabled veteran exemption
Virginia exempts a qualifying 100 percent disabled veteran's primary home from real estate tax.
City of Alexandria FY2027 approved budget. Some addresses with an Alexandria mailing address sit in Fairfax County and pay Fairfax rates. We confirm yours.
Who we help
Which one sounds like you?
Most calls about Alexandria home loans start with one of these four.
"I have PCS orders to the Pentagon this summer."
Start with your Certificate of Eligibility. We can often order it for you.
Getting your VA COE"We came from Kabul on an SIV and want our first home."
Your green card and work history can qualify you for FHA or conventional. We explain each document.
FHA loan requirements"The West End condo I like is not FHA approved."
Conventional or portfolio lenders may still finance it. We check.
Condo mortgages"Our Del Ray bungalow needs a full kitchen."
A renovation loan covers the purchase and the work in one mortgage.
Renovation loansMeeting in person
Alexandria to our Vienna office
Most Alexandria files close by phone and secure upload. If you want to sit down with your mortgage broker in Alexandria VA, we are about 25 minutes up the Beltway. Times below are estimates outside rush hour.
- From Old TownI-495 north to TysonsAbout 25 min
- From Del RayUS-1 to I-395 and I-66About 25 min
- From the West EndI-395 north to I-495 northAbout 20 min
- From Potomac YardUS-1 to I-395 and I-66About 25 min
Before you apply
Worth a read first
Guides Alexandria buyers read before searching for a mortgage lender near me.
Other locations
Buying outside Alexandria?
Your mortgage broker in Alexandria VA team also lends in 13 more counties and cities across Virginia, Maryland and DC. See every one from our locations page.
Find out what you qualify for
Get your number before your report date
Tell us your orders or how you get paid, and which building or block you like. We will send what you qualify for, free and in writing.
Call (703) 752-1805 to reach a mortgage broker in Alexandria VA directly, Monday to Friday, 9 AM to 6 PM. Already have paperwork? Upload your documents securely.
SAI Mortgage, Inc. NMLS 179997. Licensed in Virginia, Maryland and the District of Columbia. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property review and program guidelines. Loan limits, tax rates and market figures are for 2026 and may change.
FAQ
Alexandria buyers ask us
Is Alexandria part of Fairfax County?
No. The City of Alexandria is independent, with its own $1.135 rate. Many "Alexandria" mailing addresses, such as Franconia and Hybla Valley, are in Fairfax County. A mortgage broker in Alexandria VA like SAI confirms which applies.
What is the 2026 loan limit in Alexandria?
The 2026 one-unit limit is $1,249,125 for conforming and FHA loans. VA borrowers with full entitlement have no VA loan limit.
Can SIV holders buy a home in Alexandria?
Yes. Special Immigrant Visa holders are permanent residents and can use FHA or conventional loans with the usual documents.
Can I buy a condo with a VA loan?
Yes, if the building is VA approved. We check the VA condo list before you offer.
Do you speak Farsi, Arabic and Spanish?
Yes. Our team works in eight languages. The person who speaks with you handles your loan to closing.
Do I have to come to your Vienna office?
No. Most Alexandria buyers work with us by phone and secure upload. You are welcome to visit any weekday from 9 AM to 6 PM.