Burke, Virginia
Mortgage Lender in Burke, VA
- Reverse mortgages at 62+
- Cash-out refinance
- Right-size without a payment
Many Burke owners bought in the 1980s and 1990s and now hold more equity than debt. SAI Mortgage is an independent mortgage lender in Burke VA that helps you use that equity to stay, renovate or right-size, on your terms.
Office
8000 Towers Crescent Dr, Suite 210
Vienna, VA 22182
Phone
(703) 752-1805- HoursMon to Fri, 9 AM to 6 PM
- WeekendsClosed
- Languages8, including Urdu and Spanish
- NMLS179997
Where we lend
Burke, from Burke Centre and the VRE station to Lake Braddock and Burke Lake Park, ZIP code 22015
Open in Google Maps- $742KTypical Burke home
- 5 daysTypical time to pending
- $1,249,1252026 HECM limit
- 64%Of sales closed over list
Zillow Home Value Index and market data through 30 June 2026. 2026 HECM maximum claim amount (HUD). Share of sales above list price per Zillow.
Loan programs
Loans that fit how Burke owners live
Burke is less about first homes and more about next steps. A mortgage lender in Burke VA should compare every way to use the equity you have built.
Reverse mortgages
A reverse mortgage Burke VA owners use turns equity into income or a line of credit, with no monthly mortgage payment.
About reverse mortgagesRefinance and cash-out
A cash-out refinance Burke families choose can fund a kitchen, college or a child's down payment.
About refinancingRenovation loans
Age in place with a first-floor bedroom or a wider bath, financed in one loan.
About renovation loansCondo mortgages
Right-sizing into a one-level condo? We check the building before you offer.
About condo mortgagesFirst-time buyer loans
Your adult children want to buy nearby? Low down payment programs can help them.
About first-time buyer loansVA loans
Retired from the military? VA refinance and purchase options may still fit.
About VA loansWhy us
Three paths, compared side by side
A bank will usually sell you the one product it has. As an independent mortgage lender in Burke VA, we put a reverse mortgage, a cash-out refinance and a sale side by side, in writing.
Reverse and refinance, compared
We show what each costs, what it pays and what it leaves your heirs.
Buy the next home with a reverse
HECM for Purchase lets buyers 62 and older move to a one-level home with no monthly mortgage payment.
Family can join the call
Bring your children or your financial advisor. We explain every step at your pace.
No credit check to start
We ask what you want to do first. We pull credit only when you choose to move forward.
The Burke market
Strong prices, deep equity
Zillow placed the typical Burke home near $742,103 in June 2026, down 0.5 percent in a year, with homes going pending in about 5 days. Almost two in three sales closed above list, at a $698,333 median.
For long-time owners, that means real equity. The 2026 reverse mortgage limit is $1,249,125, the same as the county loan limit. A mortgage lender in Burke VA should show you how much of your home's value you can actually use.
Cash-out on a $742,103 Burke home
Example with a $200,000 current balance
- Home value$742,103
- 80% cash-out loan amount$593,682
- Current loan payoff (example)$200,000
- Cash before closing costs$393,682
Who we help
Which one sounds like you?
Most calls about Burke home loans start with one of these four.
"We have been in Burke Centre for 30 years and want to stay."
A reverse mortgage can add income with no monthly payment. You keep the title.
Reverse mortgages"The stairs are getting hard. We want one level."
HECM for Purchase or a renovation loan can fit. We compare both.
Renovation loans"We want to help our son buy his first place."
A cash-out refinance or a gift can help. We show what each costs you.
Cash-out refinance, explained"Our rate is low. Does it make sense to touch it?"
Sometimes not. We will tell you honestly when keeping your loan wins.
Fixed or adjustable?Where we lend
Burke neighborhoods we finance
Our Burke files run from Burke Centre townhouses to single-family homes near Lake Braddock. Searching for a mortgage lender near me in 22015? Our mortgage lender in Burke VA team works by phone, video call and secure upload.
- Burke Centre
- Lake Braddock
- Kings Park West
- Burke Village
- Signal Hill
- White Oaks
- Burke Station
- Burke Lake Park area
- Rolling Road corridor
Near the Springfield line? See our Springfield mortgage lender page.
Meeting in person
Burke to our Vienna office
Most files close without an office visit. If you would rather meet a mortgage lender in Burke VA in person, we are about 25 minutes away. Times below are estimates outside rush hour.
- From Burke CentreVA-123 north through Fairfax CityAbout 30 min
- From Lake BraddockBraddock Road to I-495 northAbout 25 min
- From Burke VRE stationBurke Centre Parkway to VA-123About 30 min
- From Kings Park WestBraddock Road to I-495 northAbout 25 min
Other locations
More of Fairfax County
The same team and lenders cover every town in the county. Start with our Fairfax County mortgage broker page for county-wide limits, tax rates and market data.
Before you apply
Worth a read first
What long-time owners read before they tap their equity.
Find out what you qualify for
See all three options before you decide
Tell us what you want to do: stay, update or move. We will put a reverse mortgage, a cash-out refinance and a sale side by side, free and in writing.
Call (703) 752-1805 to reach a mortgage lender in Burke VA directly, Monday to Friday, 9 AM to 6 PM. Already have paperwork? Upload your documents securely.
SAI Mortgage, Inc. NMLS 179997. Licensed in Virginia, Maryland and the District of Columbia. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, property review and program guidelines. Loan limits, tax rates and market figures are for 2026 and may change.
FAQ
Burke buyers ask us
How old do I have to be for a reverse mortgage?
At least 62, and the home must be your primary residence. A mortgage lender in Burke VA like SAI can show what you qualify for based on your age and home value.
What is the 2026 reverse mortgage limit?
The 2026 HECM maximum claim amount is $1,249,125. The amount you can receive is a share of that, based on your age and current rates.
Can I buy a new home with a reverse mortgage?
Yes. HECM for Purchase lets buyers 62 and older use a reverse mortgage plus a down payment to buy a home with no monthly mortgage payment.
Do I still own my home with a reverse mortgage?
Yes. You keep the title and must pay property taxes, insurance and upkeep.
How much cash can I take out with a refinance?
Many conventional cash-out loans go up to 80 percent of your home's value, minus what you owe.
Does Fairfax County offer tax relief for older homeowners?
Fairfax County runs a relief program for qualifying older and disabled homeowners. Confirm eligibility with the county. We build it into your numbers when it applies.